Get to know Archives - HyperLocal PH https://hyperlocal.ph/category/local/get-to-know/ Local Information About the Philippines Mon, 12 Aug 2024 02:55:40 +0000 en-US hourly 1 https://wordpress.org/?v=6.6.1 https://hyperlocal.ph/wp-content/uploads/2024/04/cropped-philippines-1-32x32.png Get to know Archives - HyperLocal PH https://hyperlocal.ph/category/local/get-to-know/ 32 32 233722014 How to Get a Digital National ID in the Philippines https://hyperlocal.ph/how-to-get-a-digital-national-id-in-the-philippines/ https://hyperlocal.ph/how-to-get-a-digital-national-id-in-the-philippines/#respond Mon, 12 Aug 2024 02:55:38 +0000 https://hyperlocal.ph/?p=6267 The Digital National ID in the Philippines is a transformative tool designed to streamline identification processes and enhance access to government services. This article will guide you through the importance of the Digital National ID and the steps to obtain one. Importance of the Digital National ID The Digital National ID is crucial for several […]

The post How to Get a Digital National ID in the Philippines appeared first on HyperLocal PH.

]]>
The Digital National ID in the Philippines is a transformative tool designed to streamline identification processes and enhance access to government services. This article will guide you through the importance of the Digital National ID and the steps to obtain one.

Importance of the Digital National ID

The Digital National ID is crucial for several reasons:

  • Enhanced Service Delivery: The Digital National ID simplifies identity verification, making it easier to access government services and social welfare benefits. It reduces the need for multiple IDs and lengthy verification processes, ensuring that assistance reaches those who need it most efficiently.
  • Financial Inclusion: By providing a single, reliable form of identification, the Digital National ID facilitates access to financial services. This is particularly beneficial for unbanked populations, enabling them to open bank accounts and access credit more easily.
  • Security and Convenience: The digital format allows for secure and convenient use. It can be accessed via smartphones, reducing the risk of losing a physical card. The ID includes features like a QR code for quick verification, enhancing security and ease of use.
  • Economic Opportunities: The Digital National ID opens up new markets and investment opportunities by providing a reliable identity verification system. This is essential for both local and international business transactions.

Procedure to Obtain a Digital National ID

Obtaining a Digital National ID involves a straightforward process:

  1. Online Registration:
    • Visit the official PhilSys registration website at register.philsys.gov.ph.
    • Fill out the required fields in the application form and submit it.
    • Book an appointment at a registration center and save a copy of your Application Reference Number (ARN) and QR Code.
  2. In-Person Registration:
    • On the day of your appointment, go to the designated registration center.
    • Present your ARN and/or QR Code along with the original copy of your supporting documents. Acceptable documents include a PSA-issued Certificate of Live Birth and a government-issued ID with a photograph and signature.
  3. Receiving Your ID:
    • After registration, wait for the delivery of your PhilSys Number (PSN) and physical PhilID to your address.
    • Use your transaction slip or any valid ID to receive the delivery.
  4. Accessing the Digital ID:
    • Once registered, you can access your Digital National ID through the PhilSys website or the eGovPH app.
    • The digital ID can be downloaded and stored on your smartphone for easy access and use.
Digital National ID Site
Digital National ID Site

Using the Digital National ID

The Digital National ID serves as a valid proof of identity for various transactions:

  • Government Services: It is accepted in all government agencies, local government units (LGUs), and government-owned corporations for identity verification.
  • Financial Transactions: Banks and financial institutions use it for customer onboarding and other transactions, making it easier for Filipinos to access financial services.
  • Private Sector Use: The ID can be used in private transactions, such as enrolling in schools or accessing healthcare services.

Security and Verification

The Digital National ID includes several security features:

  • QR Code: Each ID has a unique QR code that can be scanned for quick verification. This ensures that the ID is authentic and has not been tampered with.
  • eVerify System: The National ID eVerify system allows government agencies and private companies to confirm identities using facial recognition and real-time data verification.

Conclusion

The Digital National ID is a pivotal step towards a more efficient and inclusive Philippines. By simplifying identity verification and enhancing access to services, it plays a crucial role in the country’s socioeconomic development. Registering for a Digital National ID is a straightforward process that offers numerous benefits, making it an essential tool for every Filipino citizen.

The post How to Get a Digital National ID in the Philippines appeared first on HyperLocal PH.

]]>
https://hyperlocal.ph/how-to-get-a-digital-national-id-in-the-philippines/feed/ 0 6267
50 Frequently Asked Questions About the Philippines https://hyperlocal.ph/50-frequently-asked-questions-about-the-philippines/ https://hyperlocal.ph/50-frequently-asked-questions-about-the-philippines/#respond Wed, 19 Jun 2024 17:36:11 +0000 https://hyperlocal.ph/?p=6116 The Philippines is a fascinating country with a rich history, diverse culture, and stunning natural beauty. If you’re planning a trip to this archipelagic nation or simply curious to learn more, here are 50 frequently asked questions and answers about the Philippines. Geography and Demographics Language and Culture History and Government Economy and Business Tourism […]

The post 50 Frequently Asked Questions About the Philippines appeared first on HyperLocal PH.

]]>
The Philippines is a fascinating country with a rich history, diverse culture, and stunning natural beauty. If you’re planning a trip to this archipelagic nation or simply curious to learn more, here are 50 frequently asked questions and answers about the Philippines.

Geography and Demographics

  1. What is the capital of the Philippines?
    Manila is the capital city of the Philippines.
  2. How many islands make up the Philippines?
    The Philippines is an archipelago consisting of 7,641 islands.
  3. What are the major island groups in the Philippines?
    The three main island groups are Luzon, Visayas, and Mindanao.
  4. What is the population of the Philippines?
    As of 2023, the population is estimated to be over 108 million people.
  5. What is the largest city in the Philippines?
    Quezon City is the most populous city in the Philippines, followed by Manila.

Language and Culture

  1. What are the official languages of the Philippines?
    Filipino (based on Tagalog).
  2. What is the dominant religion in the Philippines?
    Christianity, with over 86% of the population being Roman Catholic.
  3. Who is considered the national hero of the Philippines?
    Dr. Jose Rizal is widely regarded as the greatest national hero.
  4. What is the traditional Filipino formal wear called?
    The Barong Tagalog is the traditional formal attire for men.
  5. What is the national dance of the Philippines?
    Tinikling, a dance that involves two people beating and tapping bamboo poles on the ground while dancers step over and in between the poles.

History and Government

  1. When did the Philippines gain independence?
    The Philippines declared independence from Spain on June 12, 1898, but it wasn’t until July 4, 1946 that they gained full independence from the United States.
  2. Who was the first president of the Philippines?
    Emilio Aguinaldo was the first president of the First Philippine Republic.
  3. What form of government does the Philippines have?
    The Philippines has a presidential system of government within the framework of a constitutional republic.
  4. Who is the current president of the Philippines?
    As of June 2024, Ferdinand “Bongbong” Marcos Jr. is the president of the Philippines.
  5. Which countries colonized the Philippines in the past?
    The Philippines was colonized by Spain for over 300 years, followed by the United States in the early 20th century, and briefly occupied by Japan during World War II.

Economy and Business

  1. What is the currency used in the Philippines?
    The Philippine Peso (PHP) is the official currency.
  2. What are the major industries in the Philippines?
    The main industries include agriculture, electronics assembly, textiles, tourism, and business process outsourcing.
  3. What is the largest company based in the Philippines?
    SM Investments Corporation, a holding company with interests in retail, banking, and property development, is the largest Philippine company by market capitalization.
  4. Is the Philippines a popular destination for outsourcing?
    Yes, the Philippines is a top destination for business process outsourcing (BPO), particularly in the areas of customer service, technical support, and back-office operations.
  5. What are the main agricultural products of the Philippines?
    The primary crops include rice, coconuts, corn, sugarcane, bananas, pineapples, and mangoes.

Tourism and Travel

  1. What is the best time to visit the Philippines?
    The dry season from November to April is generally the best time for tourism, with December to February being the coolest months.
  2. What are some popular tourist destinations in the Philippines?
    Top attractions include the beaches of Boracay, Palawan, and Siargao; the Banaue Rice Terraces; the historic city of Vigan; and the Chocolate Hills of Bohol.
  3. Do I need a visa to visit the Philippines?
    Most nationalities can enter the Philippines without a visa for stays of up to 30 days, but it’s best to check with the Philippine embassy or consulate in your country for specific requirements.
  4. Is it safe to travel in the Philippines?
    While the Philippines is generally a safe country for tourists, it’s important to exercise caution in certain areas, particularly in the southern region of Mindanao due to occasional security concerns.
  5. What is the main international airport in the Philippines?
    Ninoy Aquino International Airport (NAIA) in Manila is the primary gateway for international travelers.

Food and Drink

  1. What is the national dish of the Philippines?
    Adobo, a stew of meat (usually pork or chicken) marinated and cooked in soy sauce, vinegar, garlic, and black peppercorns, is considered the unofficial national dish.
  2. What is balut?
    Balut is a fertilized duck egg embryo that is boiled and eaten from the shell, popular as a street food snack.
  3. Is Filipino cuisine spicy?
    Filipino dishes are generally not spicy, but there are some exceptions like Bicol Express which features chili peppers.
  4. What are some must-try Filipino desserts?
    Popular Filipino sweets include halo-halo (a mixed ice dessert), leche flan (caramel custard), and ube halaya (purple yam jam).
  5. What is the legal drinking age in the Philippines?
    The legal drinking age is 18 years old.

Nature and Wildlife

  1. What is the national bird of the Philippines?
    The Philippine Eagle, also known as the monkey-eating eagle, is the national bird and one of the largest and most powerful eagles in the world.
  2. Where can you find the Chocolate Hills?
    The Chocolate Hills, a unique geological formation of over 1,200 cone-shaped hills that turn brown in the dry season, are located in the province of Bohol.
  3. What is the Puerto Princesa Subterranean River?
    This UNESCO World Heritage Site in Palawan is an 8.2-kilometer underground river system that flows directly into the sea.
  4. Are there any active volcanoes in the Philippines?
    Yes, the Philippines is part of the Pacific Ring of Fire and has several active volcanoes, including Mayon, Taal, and Mount Pinatubo.
  5. What is the largest lake in the Philippines?
    Laguna de Bay, located east of Metro Manila, is the largest lake in the country.

Festivals and Celebrations

  1. What is the most famous festival in the Philippines?
    The Sinulog Festival, held every third Sunday of January in Cebu City, is one of the most vibrant and well-known festivals in the country.
  2. How do Filipinos celebrate Christmas?
    Christmas is a major holiday in the Philippines, with celebrations often beginning as early as September and lasting until January. Traditions include attending Simbang Gabi (pre-dawn masses), decorating homes with parols (star-shaped lanterns), and enjoying Noche Buena (Christmas Eve feast).
  3. What is the Dinagyang Festival?
    Held every fourth Sunday of January in Iloilo City, the Dinagyang Festival honors the Santo Niño (Holy Child Jesus) with colorful street dancing, parades, and religious processions.
  4. When is the Philippine Independence Day celebrated?
    Independence Day is celebrated on June 12, commemorating the country’s declaration of independence from Spain in 1898.
  5. What is the MassKara Festival?
    This annual festival held in Bacolod City, Negros Occidental every fourth Sunday of October features street dancers wearing colorful smiling masks, showcasing the resilience and optimism of the local people.

Sports and Entertainment

  1. What is the most popular sport in the Philippines?
    Basketball is the most widely played and followed sport in the country, with the Philippine Basketball Association (PBA) being the second oldest professional basketball league in the world after the NBA.
  2. Who is the most famous Filipino athlete?
    Manny Pacquiao, a former professional boxer and senator, is widely considered a national icon and one of the greatest boxers of all time.
  3. What is the Azkals?
    The Azkals is the nickname of the Philippine national football (soccer) team.
  4. Who are some notable Filipino musicians?
    Popular Filipino musicians include Lea Salonga, Regine Velasquez, Sarah Geronimo, and the bands Eraserheads and Rivermaya.
  5. What is the Filipino film industry called?
    The Philippine film industry is known as “Pinoy Hollywood” or simply “Pineywood.”

Miscellaneous

  1. What is the Filipino martial art called?
    Arnis, also known as Kali or Eskrima, is the national martial art and sport of the Philippines, featuring weapon-based fighting with sticks, knives, and other bladed weapons.
  2. What is a jeepney?
    Jeepneys are colorfully decorated passenger trucks that serve as a popular and affordable mode of public transportation in the Philippines, known for their crowded seating and kitsch decor.
  3. What is the most popular shopping mall chain in the Philippines?
    SM Malls, owned by SM Prime Holdings, is the largest chain of shopping malls in the Philippines, with several of their malls ranking among the world’s largest.
  4. What is the Filipino word for “thank you”?
    “Salamat” is the most common way to say “thank you” in Filipino.
  5. What is the national flower of the Philippines?
    The sampaguita, a small, white, and fragrant jasmine flower, is the national flower of the Philippines.

These 50 questions and answers provide a glimpse into the diverse and fascinating aspects of the Philippines, from its geography and history to its culture, cuisine, and natural wonders.

Whether you’re planning a visit or simply curious about this Southeast Asian nation, understanding these key points can help you appreciate the rich tapestry that makes up the Philippine identity.

The post 50 Frequently Asked Questions About the Philippines appeared first on HyperLocal PH.

]]>
https://hyperlocal.ph/50-frequently-asked-questions-about-the-philippines/feed/ 0 6116
24 Delicious Local Fruits You Must Try in the Philippines https://hyperlocal.ph/24-delicious-local-fruits-you-must-try-in-the-philippines/ https://hyperlocal.ph/24-delicious-local-fruits-you-must-try-in-the-philippines/#respond Wed, 19 Jun 2024 17:25:00 +0000 https://hyperlocal.ph/?p=6111 The Philippines is blessed with a tropical climate that allows a wide variety of delicious fruits to flourish. From the sweet and juicy mango to the creamy and fragrant durian, there is no shortage of mouthwatering local fruits to try when visiting this beautiful archipelago. Many of these fruits have cultural and historical significance to Filipinos. Coconuts for example are […]

The post 24 Delicious Local Fruits You Must Try in the Philippines appeared first on HyperLocal PH.

]]>
The Philippines is blessed with a tropical climate that allows a wide variety of delicious fruits to flourish.

From the sweet and juicy mango to the creamy and fragrant durian, there is no shortage of mouthwatering local fruits to try when visiting this beautiful archipelago.

Many of these fruits have cultural and historical significance to Filipinos. Coconuts for example are considered the “tree of life”, with every part of the tree being used for food, drink, shelter, and more. Calamansi, a small round citrus fruit, is a staple souring agent in Filipino cuisine.

Let’s take a closer look at some of the most popular and unique fruits you can find in the Philippines:

1. Mango (Mangga) – The National Fruit

Mangoes are hands-down the most beloved fruit in the Philippines. In fact, mango is considered the national fruit! There are many varieties grown here, but the most prized is the carabao mango.This mango variety is known for its:

  • Golden yellow skin
  • Sweet, fiberless, juicy flesh
  • Rich aroma
  • Slim seed

Some of the best mangoes come from the island of Guimaras, which holds an annual mango festival. You can enjoy Filipino mangoes:

  • Fresh and ripe
  • Green and unripe, with salt or bagoong (shrimp paste)
  • As shakes, ice cream, dried fruit, etc.

2. Banana (Saging) – A Staple Fruit

Bananas are one of the most widely consumed fruits in the Philippines. They are inexpensive, nutritious, and available year-round. Some popular banana varieties include:

VarietyDescription
LakatanSweet, yellow, soft flesh
LatundanSweet, yellow, firm flesh
SabaStarchy, used for cooking
SeñoritaTiny, sweet

Filipinos enjoy bananas in many ways:

  • Eaten fresh as a snack
  • Fried as a side dish (ex: pritong saba)
  • Used in desserts like banana cue, turon, maruya
  • As banana ketchup, a popular Filipino condiment

3. Pineapple (Pinya) – The Fiber-Rich Fruit

The Philippines is one of the top producers of pineapples in the world. The fruit is valued not just for its sweet-tart flavor, but also for its leaves which are used to make the traditional Filipino fabric called piña.Some interesting facts about Philippine pineapples:

  • Mostly produced in Northern Mindanao and Southern Tagalog regions
  • Del Monte Philippines is a major producer and exporter
  • Eaten fresh, juiced, or used in cooking
  • The core is very fibrous and often not consumed

4. Coconut (Niyog) – The Tree of Life

No list of Filipino fruits is complete without mentioning the mighty coconut. Dubbed “the tree of life”, the coconut palm provides food, water, shelter, and livelihood for many Filipinos.

Coconuts are enjoyed in numerous ways:

  • The water is a refreshing, electrolyte-rich drink
  • The meat is eaten fresh, dried (copra), or grated
  • Coconut milk is used extensively in Filipino cuisine
  • Coconut oil is used for cooking
  • The shells, husks, and fronds are used for fuel, handicrafts, etc.

5. Papaya – The Nutritious Tropical Fruit

Papayas are loaded with nutrients like vitamin C, folate, potassium, and antioxidants. In the Philippines, papayas are enjoyed:

  • Fresh and ripe
  • Green and unripe, usually pickled as atchara
  • As a natural meat tenderizer
  • The leaves are used medicinally

6. Calamansi – The Filipino Lime

Calamansi, also known as calamondin or Philippine lime, is a small round citrus fruit ubiquitous in Filipino cuisine. It has a unique sweet-sour flavor. Some common uses include:

  • Squeezed over pancit and arroz caldo
  • As a dipping sauce for grilled meats
  • In juices and cocktails
  • To marinate meats
  • As a natural cleaning agent

7. Durian – The King of Fruits

Durian is a large, spiky fruit notorious for its pungent aroma. But don’t let the smell deter you – durian has a rich, custardy texture and a complex sweet flavor. In the Philippines, durian is:

  • Eaten fresh
  • Used in candies, ice cream, pastries
  • A specialty of Davao City in Mindanao

8. Lanzones – The Delicate Grape-Like Fruit

Lanzones, also known as langsat, are small round fruits that grow in clusters. They have a thin, yellow-brown peel and translucent white flesh similar to grapes. Lanzones are:

  • Mostly grown in Southern Tagalog and Camiguin Island
  • Eaten fresh
  • Used in salads and desserts
  • Celebrated in the Camiguin Lanzones Festival

9. Rambutan – The Hairy Fruit

Rambutan is named after the Malay word for “hair” because of the soft spines covering the fruit. Related to lychee and pulasan, rambutan has a sweet, juicy flesh. In the Philippines, rambutan is:

  • Mostly grown in Southern Tagalog
  • Eaten fresh
  • Sometimes canned in syrup
  • Used in salads and desserts

10. Guyabano – The Soursop Superfruit

Guyabano, also known as soursop, is a large green fruit with white flesh and black seeds. It has a creamy texture and a sweet-tart flavor. Guyabano is touted for its many health benefits and is used:

  • As fresh fruit and juice
  • In ice cream and other desserts
  • As a folk remedy for various ailments

11. Chico – The Brown Sugar Fruit

Chico, also known as sapodilla, is a small brown fruit with a gritty texture and a flavor reminiscent of brown sugar or caramel. In the Philippines, chico is:

  • Mostly grown in Batangas and Laguna
  • Eaten fresh when soft and ripe
  • Used in preserves and desserts

12. Atis – The Sugar-Apple

Atis, also known as sugar-apple or sweetsop, has a knobby green exterior and a soft, custardy white flesh. It tastes similar to custard with notes of pineapple and banana. Atis is:

  • Eaten fresh, chilled, or with milk
  • Used in shakes, ice cream, tarts
  • Grown mostly in Batangas and Cavite

13. Santol – The Cotton Fruit

Santol has a brown, fuzzy rind and a white or pinkish pulp surrounding the seeds. The texture is cottony and the flavor ranges from sour to sweet. Santol is commonly:

  • Eaten fresh and dipped in salt
  • Candied or pickled
  • Used in sinigang or made into jam

14. Mangosteen – The Queen of Fruits

Mangosteen has a thick purple rind and delicate white segments inside. It has a sweet, tangy flavor and a melt-in-your-mouth texture. In the Philippines, mangosteen is:

  • Enjoyed fresh
  • Used in salads, desserts, preserves
  • Touted for its antioxidants and potential health benefits

15. Jackfruit – The Largest Tree Fruit

Jackfruit is the largest tree-borne fruit in the world, with some weighing up to 50 kg! It has a green, spiky exterior and yellow bulbs inside that taste similar to Juicy Fruit gum. Jackfruit is enjoyed:

  • Fresh and ripe
  • Unripe (green), cooked in dishes like ginataang langka
  • As a meat substitute – “pulled pork” sandwiches, etc.

16. Tamarind – The Sweet-Sour Indispensable Pod

Tamarind, or sampaloc in Filipino, is a pod-like fruit with a sweet-sour pulp used extensively in Filipino cuisine. It is an essential souring agent in many dishes such as:

  • Sinigang na sampaloc (tamarind soup)
  • Sinampalukang manok (chicken soup)
  • Kare-kare (stew with peanut sauce)
  • Pad Thai and various chutneys, candies, drinks

17. Balimbing – The Star Fruit

Balimbing, or star fruit, is a waxy yellow-green fruit with a distinctive star shape when sliced. It has a crunchy texture and a sweet-sour flavor. Balimbing is usually:

  • Eaten fresh, dipped in salt
  • Pickled or candied
  • Used in salads and garnishes
  • Juiced or made into a syrup

18. Siniguelas – The Philippine Plum

Siniguelas, also known as Spanish plum or hog plum, is a small reddish fruit with a thin skin and a sweet-sour flavor. It is often enjoyed:

  • Fresh off the tree
  • Dipped in salt or vinegar
  • In savory-sour soups and stews
  • Candied or pickled

19. Macopa – The Wax Apple

Macopa, also called wax apple or Java apple, is a bell-shaped fruit that can be red, pink, or cream-colored. It has a light, crunchy texture and a mildly sweet flavor. Macopa is commonly:

  • Eaten fresh
  • Used in salads
  • Cooked in savory dishes
  • Candied or pickled

20. Duhat – The Jamun Plum

Duhat, known as Java plum or jamun, is a small purple fruit with a large seed and astringent, wine-like flesh. It is known for staining the tongue purple! Duhat is often:

  • Eaten fresh
  • Preserved or candied
  • Used to make wine
  • Used as a natural food coloring

21. Bignay – The Currant Tree Berry

Bignay is a small, round, dark red berry that grows in clusters on trees. It has a tart, astringent flavor and is packed with antioxidants. Bignay is typically:

  • Eaten fresh
  • Made into jams, jellies, and wine
  • Used as a natural dye
  • Consumed for potential health benefits

22. Mabolo – The Velvet Apple

Mabolo, also called velvet apple or butter fruit, has a brown fuzzy exterior and a pinkish-red flesh. It has a creamy texture and a sweet flavor likened to custard or ice cream. Mabolo is usually:

  • Eaten fresh and chilled
  • Used in shakes and desserts
  • Fermented into wine
  • Consumed as a natural laxative

23. Kamias – The Bilimbi

Kamias, known as bilimbi or cucumber tree, is a small green fruit with a tart, acidic flavor. It is often used as a souring agent in Filipino dishes such as:

  • Sinigang na kamias (sour soup)
  • Paksiw na isda (fish stew)
  • Ensaladang kamias (kamias salad)
  • Pickles and chutneys

24. Lipote – The Sour Mangosteen

Lipote is a small, round, yellowish-green fruit related to mangosteen but much more sour in taste. It is rarely eaten fresh but is instead:

  • Pickled
  • Candied
  • Used in savory soups and stews
  • Used as a natural cleaning agent
Philippine Local Fruits Painting
Philippine Local Fruits Painting

From the well-known mango and coconut to the more unusual durian and lipote, the Philippines boasts an incredible diversity of delicious local fruits.

Many of these fruits are not only enjoyed for their unique flavors and textures, but are also valued for their cultural significance and potential health benefits.

So the next time you visit the Philippines, be sure to sample as many of these delightful fruits as you can! Ask the locals for their recommendations and don’t be afraid to step out of your comfort zone.

You just might discover your new favorite fruit.

The post 24 Delicious Local Fruits You Must Try in the Philippines appeared first on HyperLocal PH.

]]>
https://hyperlocal.ph/24-delicious-local-fruits-you-must-try-in-the-philippines/feed/ 0 6111
SSS Contribution Table for 2024 https://hyperlocal.ph/sss-contribution-table-for-2024/ https://hyperlocal.ph/sss-contribution-table-for-2024/#respond Wed, 05 Jun 2024 15:08:38 +0000 https://hyperlocal.ph/?p=5906 The Social Security System (SSS) in the Philippines is a government-run program that provides social insurance to Filipino workers. The SSS contribution table for 2024 has been updated to reflect changes in contribution rates and salary credits. This article will provide a comprehensive guide to the SSS contribution table for 2024, including how to calculate […]

The post SSS Contribution Table for 2024 appeared first on HyperLocal PH.

]]>
The Social Security System (SSS) in the Philippines is a government-run program that provides social insurance to Filipino workers.

The SSS contribution table for 2024 has been updated to reflect changes in contribution rates and salary credits.

This article will provide a comprehensive guide to the SSS contribution table for 2024, including how to calculate contributions, the benefits of contributing to the SSS, and the deadlines for payment.

SSS Website
SSS Website | Screenshot image from sss.gov.ph

Understanding the SSS Contribution Table for 2024

The SSS contribution table is a tool used to determine the amount of money that employees, employers, self-employed individuals, and voluntary members need to contribute to the SSS each month.

The contribution amount is based on the member’s monthly salary credit (MSC), which is a predetermined amount that represents the member’s monthly earnings.

Key Changes in the 2024 SSS Contribution Table

  1. Contribution Rate Increase: The SSS contribution rate has increased to 14% in 2024, up from 13% in previous years. This increase is part of a scheduled series of rate hikes mandated by the Social Security Act of 2018 (Republic Act No. 11199) .
  2. Monthly Salary Credit Adjustment: The minimum MSC is set at PHP 4,000, and the maximum MSC is PHP 30,000. This adjustment ensures that contributions are aligned with the current economic conditions and salary levels .
  3. Employer and Employee Share: For employed members, the contribution is split between the employer and the employee. The employer’s share is 9.5%, while the employee’s share is 4.5% .
  4. Self-Employed and Voluntary Members: Self-employed individuals, voluntary members, and non-working spouses are responsible for the entire 14% contribution rate based on their declared earnings .
  5. Workers’ Investment and Savings Program (WISP): Members with a monthly salary of at least PHP 20,000 are required to contribute to the WISP, a mandatory provident fund scheme aimed at enhancing retirement benefits .

SSS Contribution Table for 2024

The following tables provide detailed information on the SSS contribution rates for different types of members.

Employed Members and Employers

Self-Employed Members

Voluntary Members and Non-Working Spouses

Overseas Filipino Workers (OFWs)

Household Employers and Kasambahay

How to Calculate Your SSS Contribution

Calculating your SSS contribution is straightforward. Follow these steps:

  1. Determine Your Monthly Salary Credit (MSC): Find your salary bracket in the SSS contribution table to determine your MSC.
  2. Apply the Contribution Rate: Multiply your MSC by the contribution rate (14%).
  3. Add the EC Contribution: Add the Employee’s Compensation (EC) contribution to the total.

Example Calculation for an Employed Member

Let’s say you earn a monthly salary of PHP 20,000.

  1. MSC: PHP 20,000
  2. Employee Share: 4.5% of PHP 20,000 = PHP 900
  3. Employer Share: 9.5% of PHP 20,000 = PHP 1,900
  4. Total Contribution: PHP 900 (employee) + PHP 1,900 (employer) = PHP 2,800
  5. EC Contribution: PHP 30
  6. Total Monthly Contribution: PHP 2,800 + PHP 30 = PHP 2,830

Benefits of Contributing to the SSS

Contributing to the SSS provides several benefits, including:

  1. Retirement Benefits: Members are eligible for a monthly pension upon reaching retirement age, provided they have made at least 120 monthly contributions .
  2. Sickness Benefits: Members can receive daily cash allowances for up to 120 days if they are unable to work due to illness or injury .
  3. Maternity Benefits: Female members can receive cash benefits for childbirth or miscarriage .
  4. Disability Benefits: Members who become permanently disabled can receive monthly or lump-sum cash benefits .
  5. Death Benefits: Beneficiaries of deceased members can receive monthly pensions or lump-sum cash benefits .
  6. Unemployment Benefits: Members who are involuntarily separated from employment can receive financial assistance .

Deadlines for SSS Contribution Payment

The deadlines for remitting SSS contributions vary based on the type of member:

  • Regular Employers: Last day of the month following the applicable month .
  • Household Employers: Last day of the month following the applicable month or calendar quarter .
  • Self-Employed, Voluntary, and Non-Working Spouse Members: Last day of the month following the applicable month or calendar quarter .
  • OFW Members: January to September – until December 31 of the applicable year; October to December – until January 31 of the following year .
  • Farmers and Fishermen: Contributions for any of the last 12 months can be paid in the current month .

Conclusion

The SSS contribution table for 2024 reflects important changes aimed at ensuring the long-term viability and financial health of the Social Security System in the Philippines.

By understanding the updated contribution rates and how to calculate your contributions, you can ensure that you are making the necessary payments to secure your social insurance benefits.

Whether you are an employee, employer, self-employed individual, voluntary member, or OFW, staying informed about your SSS contributions is crucial for your financial security and well-being.

The post SSS Contribution Table for 2024 appeared first on HyperLocal PH.

]]>
https://hyperlocal.ph/sss-contribution-table-for-2024/feed/ 0 5906
Exploring the Majestic Kanlaon Volcano: A Guide for Adventurers https://hyperlocal.ph/exploring-the-majestic-kanlaon-volcano-a-guide-for-adventurers/ https://hyperlocal.ph/exploring-the-majestic-kanlaon-volcano-a-guide-for-adventurers/#respond Tue, 04 Jun 2024 11:48:24 +0000 https://hyperlocal.ph/?p=5880 Towering over the island of Negros at 2,465 meters (8,087 feet), Kanlaon Volcano, also known as Mount Kanlaon or Bundok Kanlaon, is a sight to behold. As the highest peak in the Visayas region and one of the most active volcanoes in the Philippines, Kanlaon attracts adventurers, hikers, and nature lovers from all over the […]

The post Exploring the Majestic Kanlaon Volcano: A Guide for Adventurers appeared first on HyperLocal PH.

]]>
Towering over the island of Negros at 2,465 meters (8,087 feet), Kanlaon Volcano, also known as Mount Kanlaon or Bundok Kanlaon, is a sight to behold.

As the highest peak in the Visayas region and one of the most active volcanoes in the Philippines, Kanlaon attracts adventurers, hikers, and nature lovers from all over the country.

If you’re planning a trip to this majestic mountain, here’s everything you need to know to make the most of your visit while staying safe.

About Kanlaon Volcano

Kanlaon is a complex stratovolcano located about 30 km southeast of Bacolod City, straddling the provinces of Negros Occidental and Negros Oriental

It has two summit craters – the active Lugud crater just below the summit, and the 2×0.8 km Margaja Valley caldera to the north.

The volcano is part of the larger Mount Kanlaon Natural Park, which covers 24,557 hectares of lush rainforests and diverse wildlife. It was declared a protected area in 2001 for its biological resources and ecological importance.

Kanlaon has a long history of volcanic activity, with over 30 recorded eruptions since 1866. Most have been small-to-moderate phreatic steam-driven explosions, though a strombolian eruption ejecting magma occurred in 1902

The most recent eruption was a phreatic explosion on June 3, 2024.

Planning Your Visit

The best time to climb Kanlaon is during the dry season from March to May or October to December. Only one expedition party per trail is allowed at a time. Permits are required and must be secured from the DENR office in Canlaon City at least 3 months in advance. A maximum of 10 climbers plus 2 mandatory guides are allowed per group.

There are several trails to the summit ranging from 8 km to multi-day treks through the wilderness. The Guintubdan trail in La Carlota City is the most popular route. Hiring local guides and porters is recommended for safety and to support the community.

What to Bring

Proper gear is a must for climbing Kanlaon. Required equipment includes:

  • Hardhat
  • Sleeping bag and tent
  • Pressure stove for cooking
  • Personal first aid kit
  • Ready-to-cook food (to be inspected)
  • Garbage bags (pack in, pack out)

Wear sturdy hiking shoes, long sleeves, and pants to protect from the elements. Bring plenty of water, trail snacks, sunscreen, sunglasses, and a headlamp. Expect cold temperatures at the summit.

Safety Guidelines

Kanlaon is an active volcano, so safety should be your top priority. Always heed advisories from PHIVOLCS and local authorities. The climb will be automatically canceled if there are declared weather disturbances or volcanic activity.Some key safety tips:

  1. Attend the pre-climb orientation and follow park rules at all times.
  2. Stay on the designated trails with your guide.
  3. Wear a hardhat at all times in case of rockfall.
  4. Bring a dust mask or N95 and goggles in case of ashfall.
  5. Drink only potable or boiled water.
  6. Do not litter or disturb wildlife.
  7. In case of eruption, stay calm, put on your mask/goggles, and follow evacuation orders.
  8. Have an emergency plan and inform others of your itinerary.

What to Expect

Climbing Kanlaon is a challenging but rewarding experience. The trails wind through dense forests, grasslands, and volcanic terrain. Sights along the way include waterfalls, hot springs, and stunning views of Negros Island.

The summit offers a glimpse into the volcano’s power, with steam vents, a crater lake, and panoramic views (if not obscured by clouds). Expect to spend a cold night at the campsite near the top.

After the climb, soothe your muscles in the hot springs and waterfalls around the mountain like Mambukal Resort. Visit the Energy Development Corporation’s Kanlaon Geothermal Plant to learn about harnessing volcanic power.

Supporting the Community

Kanlaon Volcano is not just a natural wonder but also a source of livelihood and cultural pride for the surrounding communities. Hiring local guides, porters, and patronizing businesses helps support the economy.

You can also volunteer for or donate to conservation efforts in the Mount Kanlaon Natural Park to help preserve its biodiversity. Engage with the rich culture of the area by attending festivals, trying local delicacies, and buying handicrafts.

When Kanlaon Erupts

While eruptions are a breathtaking sight from afar, ashfall can pose health risks and damage infrastructure. If you live near Kanlaon or are visiting during volcanic activity:

  • Stay informed via news and social media
  • Follow evacuation orders from authorities
  • Close windows and doors
  • Wear a dust mask or damp cloth over your nose and mouth
  • Wear goggles or eyeglasses, not contact lenses
  • Cover food and water supplies
  • Clear roofs and gutters of ash
  • Avoid driving in heavy ashfall
  • Seek medical attention for respiratory issues

Fascinating Facts

  • Kanlaon’s name may have come from the legend of star-crossed lovers Kang and Laon who were buried on the mountain
  • It is sacred to the indigenous Bukidnon people who hold rituals on its slopes
  • The first recorded ascent was by Swiss botanist Eugene Zollinger in 1858
  • Its 1902 eruption coincided with the devastating eruption of Mount Pelee in Martinique
  • There are artifacts and cave paintings in the area dating back to pre-colonial times

Kanlaon Volcano is a priceless gem that deserves our awe, respect, and protection. Whether you’re a casual sightseer or a hardcore mountaineer, always prioritize safety, responsibility, and sensitivity to the local environment and culture.

With the right preparation and mindset, your Kanlaon adventure will be an unforgettable encounter with the raw beauty and power of the Philippines’ natural heritage.

The post Exploring the Majestic Kanlaon Volcano: A Guide for Adventurers appeared first on HyperLocal PH.

]]>
https://hyperlocal.ph/exploring-the-majestic-kanlaon-volcano-a-guide-for-adventurers/feed/ 0 5880
Sepak Takraw: What You Need To Know https://hyperlocal.ph/sepak-takraw-what-you-need-to-know/ https://hyperlocal.ph/sepak-takraw-what-you-need-to-know/#respond Tue, 28 May 2024 00:53:12 +0000 https://hyperlocal.ph/?p=5677 The Thrilling World of Sepak Takraw: A Deep Dive into the Sport Sepak Takraw, a sport that combines the agility of soccer with the strategic play of volleyball, has captured the hearts of many in Southeast Asia, particularly in the Philippines. Known for its high-flying kicks and acrobatic maneuvers, Sepak Takraw is not just a […]

The post Sepak Takraw: What You Need To Know appeared first on HyperLocal PH.

]]>
The Thrilling World of Sepak Takraw: A Deep Dive into the Sport

Sepak Takraw, a sport that combines the agility of soccer with the strategic play of volleyball, has captured the hearts of many in Southeast Asia, particularly in the Philippines.

Known for its high-flying kicks and acrobatic maneuvers, Sepak Takraw is not just a game but a cultural phenomenon.

Let’s explore the rich history, rules, techniques, and the growing popularity of this fascinating sport.

Sepak Takraw
Image credit to flickr.com/photos/voxstock/18411329579

A Brief History of Sepak Takraw

Sepak Takraw has deep roots in Southeast Asia, with historical records dating back to the 15th century. The game was initially played in the royal courts of Malaysia and later spread to neighboring countries like Thailand, Indonesia, and the Philippines.

The modern version of Sepak Takraw was standardized in 1960 when officials from Malaysia, Singapore, Thailand, and Myanmar met in Kuala Lumpur to agree on a name and set of rules for the sport.

In the Philippines, Sepak Takraw is known as “sipa,” which means “kick” in Tagalog.

The sport has been a part of Filipino culture for centuries and is included in the elementary and high school curriculum

The Philippines has a rich history in Sepak Takraw, with the national team achieving significant success in international competitions, including a bronze medal at the 2023 Asian Games.

Sepak Takraw Sports
Image Credit to commons.wikimedia.org/wiki/Special:Contributions/John_Robert_McPherson

Understanding the Game: Rules and Regulations

Sepak Takraw is played on a court similar to a badminton court, with a net in the middle. Each team, known as a “regu,” consists of three players: the server (Tekong), the feeder, and the striker.

The objective is to hit the ball over the net and onto the floor of the opponent’s court using only the feet, head, knees, and chest.

Key Rules of Sepak Takraw

  1. Scoring: A game is won by the first team to win two sets. Each set is played to 21 points, but a team must win by at least two points. If the score reaches 20-20, the set continues until one team leads by two points, up to a maximum of 25 points. In the event of a tie after two sets, a third set, called the “tie-break,” is played to 15 points, with the same two-point lead rule applying.
  2. Service: The game begins with a coin toss to decide which team serves first. The server must keep one foot in the service circle and kick the ball over the net with the other foot. The feeder tosses the ball to the server, who then kicks it over the net.
  3. Faults: Points are scored when the opposing team commits a fault. Faults include letting the ball touch the ground, failing to return the ball over the net within three touches, or using hands or arms to touch the ball.
  4. Player Positions: Each player has a specific role. The Tekong serves the ball, the feeder sets up the ball for the striker, and the striker attempts to score points by hitting the ball into the opponent’s court.

Techniques and Skills in Sepak Takraw

Sepak Takraw requires a unique set of skills, combining agility, flexibility, and strength. Players must master various kicks, spikes, and serves to excel in the game. Here are some of the essential techniques:

Basic Kicks

  1. Inside Kick: The most common kick used to control the ball. Players hit the ball with the inside of their foot while standing with feet apart and bending the supporting leg slightly.
  2. Outside Kick: A defensive kick that propels the ball upwards. The player bends the knee inward and makes contact with the outside of the foot.
  3. Knee Kick: Utilizes the thigh just above the knee to hit the ball. This kick is often used to receive serves.
  4. Header: Similar to a football header, this technique uses the forehead to hit the ball, especially when it is too high for a kick.

Advanced Techniques

  1. Horse Kick Serve: A high kick that requires flexibility. The player kicks the ball backward over their shoulder or head.
  2. Sunback Spike: Similar to the horse kick but performed in a jump. The player jumps on one leg and kicks the ball over their shoulder or head with the other leg.
  3. Roll Spike: One of the most challenging and stylish shots. The player jumps and flips in the direction they want the ball to go, kicking it over the opposite shoulder while airborne.

The Growing Popularity of Sepak Takraw in the Philippines

Sepak Takraw Philippines
Image credit to flickr.com/photos/us-pacific-command/5084216551

Sepak Takraw has seen a surge in popularity in the Philippines, thanks to its inclusion in school curriculums and the success of the national team in international competitions.

The sport is not only a competitive game but also a cultural activity that brings communities together.

Community and School Involvement

In the Philippines, Sepak Takraw is played in schools, community centers, and local tournaments.

The sport is a staple in physical education programs, teaching students the importance of teamwork, agility, and strategic thinking.

Community tournaments, like the Palawan Sepak Takraw Invitational Tournament, provide a platform for enthusiasts to showcase their skills and foster a sense of camaraderie.

International Success

The Philippines has made significant strides in the international Sepak Takraw scene. The national team’s bronze medal at the 2023 Asian Games marked a historic achievement, ending a 33-year medal drought in the sport

This success has inspired a new generation of players and increased interest in Sepak Takraw across the country.

Conclusion

Sepak Takraw is more than just a sport; it is a cultural phenomenon that embodies the spirit and agility of Southeast Asia.

In the Philippines, the game continues to grow in popularity, bringing communities together and inspiring young athletes.

Whether you’re a seasoned player or a curious newcomer, Sepak Takraw offers an exciting and dynamic experience that is sure to captivate and challenge you.

The post Sepak Takraw: What You Need To Know appeared first on HyperLocal PH.

]]>
https://hyperlocal.ph/sepak-takraw-what-you-need-to-know/feed/ 0 5677